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Understanding Long Term Care (LTC)

What is Long Term Care (LTC)
Purpose of Long Term Care
Why Is There Need for Long Term Care
Is Long Term Care Insurance a bad investment?
Does Medicare cover Long Term Care?
Does Medicaid cover Long Term Care?

Planning for Long Term Care (LTC)

LTC Planning
Types of Long Term Care
Important Facts About Long Term Care?
Asset Protection (Financial Planning) with LTC

Purchasing Long Term Care

Cost of Long Term Care Services
How to Select an LTC Plan & Insurance Company
Tax Implications of Qualified Long Term Care Plans
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Nearly 28 percent (three in ten) adults indicate that they are "very" worried that they will not be able to pay for nursing home or home care services. Nearly 32 percent (one third) of adults say that it is just something that they have ever thought about.

"National Survey on the Public's Views About Medicaid" Kaiser Family Foundation, June 2005

Males who reach the age of 65 have life expectancy of additional 16.8 years.
Females who reach the age of 65 have life expectancy of additional 19.8 years.

Fowles, D., Greenberg, S. "A Profile of Older Americans: 2005" Administration on Aging, U.S. Department of Health and Human Services. 2005 edition.

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